Services: Buying Services
Consultants, Not Salespeople
Our job is to help take the stress out of the buying process, and we do that by really listening to our clients and helping them to make informed decisions. We know the neighborhoods and inventory inside and out, so we’ll save you time and energy by making sure you’re only viewing homes that really fit what you’re looking for. And we know that you need a consultant rather than a salesperson when you’re buying a house, so our only goal is to help you find the right home for the best possible price, and we’ll keep working hard for you until we make that happen.
The Inside Track
We have our ears to the ground and that can be a big advantage for our buyer clients. We have strong relationships with the best agents in the business, and we’re members of the Top Agent Network, so we get a heads up about many listings before they hit the MLS and even get word of properties that are being marketed as “pocket listings” that you won’t find by searching online.
When you find that special home you can rest assured you’re in good hands. All offers are not created equal, and there’s more to crafting one than the price alone. We’ll help you put your best foot forward with an offer that will give you the greatest chance of success, and then we’ll negotiate hard on your behalf to ensure your interests are protected.
The Fine-Tooth Comb
It’s really important to know as much as possible about the property you’re buying. While you’re in escrow we’ll help you conduct your due diligence, discussing which inspections need to be ordered, what pitfalls to watch out for, and we’ll accompany you on a visit to the appropriate building department office so you can check the file on the home. That can be a crucial step, as you’ll want to know if upgrades or additions have been done without the proper permits from the city or county. We’ll be present at every inspection, and we’ll help you decide on the best course of action if issues are uncovered. A thorough vetting of the property can save you money and help avoid unwelcome surprises, often meaning the difference between a happy new home and a case of buyer’s remorse.
Unless you’re paying all cash, financing will play a crucial role in purchasing a home. Tightening in underwriting guidelines and changes in the appraisal process have made things trickier in recent years, so it’s now more important than ever to make sure you have your ducks in a row before you write an offer. Since it’s an area where you want to minimize uncertainty, you’ll want to be sure you’re working with a banker or mortgage broker who’s honest, patient, competent, and responsive–someone who will take the time to educate you about your loan options and who’ll be there every step of the way. It’s a good idea to shop around to find someone you feel comfortable working with and who’ll get you the best rate. If you need a place to start here are some people we know well and have a track record of providing excellent service:
Senior Loan Officer
Brad Van Nuys
Bank of the West